Our Services

We typically address our clients’ concerns through a three-step program.


  • We meet with each new client to review their current financial situation, carefully assessing the client’s assets, liabilities, pension/benefit plans and liquidity needs. In addition, we discuss short and long term goals and objectives.
  • Our team of experts analyze the client’s financial information and examine multiple strategies to determine which solutions can effectively meet the clients needs. Each plan is tailored specifically to the needs and goals that are determined with the client.
  • Once the client implements their financial program, we review it annually to be sure it is still designed to meet the clients needs. This review is important in helping us be sure the client’s financial program is keeping pace with their changing needs, the economic environment, and current tax legislation.



Our goal is to help you meet your personal and business financial needs. Contact us for an analysis of your existing insurance situation.





Protect yourself and your family:


 


 


 


 


 



  • Life Insurance
  • Disability Income Insurance
  • Health Insurance
  • Mortgage and Debt Cancellation Insurance
  • Long Term Care





    Help enhance your wealth and plan for your financial goals:


     
  • Mutual Funds*
  • Access to Money Managers*
  • Deferred Income, Tax Shelters, College Funding*
  • Retirement Funding





    Plan for a financially secure retirement:



    IRAs and IRA rollovers



    Tax Sheltered and Immediate Annuities



    Retirement Plan Distribution Strategies






    Preserve the wealth you’ve accumulated for generations to come:
  • Estate Analysis
  • Conservation
  • Liquidity
  • Life Insurance Trusts
  • Charitable Bequests and Family Gifting





    Retain your key employees with an attractive benefits plan:


     
  • Salary Continuation (disability or death)
  • Split-Dollar Bonus Plans
  • Group Life, Disability, Medical, and Dental Insurance
  • Group Health Insurance





    Provide for your retirement and your employees’ retirement:
  • 401 (k)
  • Pension Plans
  • Profit Sharing Plans
  • Selected Executive Incentive Compensation
  • Simple IRA
  • Educational Seminars





    Protect your business and plan for its future:


     
  • Key Man Indemnity (Disability and Death Benefits)
  • Business Continuation Plans
  • Buy-Sell Funding
  • Commercial Loan Protection





    Prevent estate taxes from destroying your business:




    Business Estate Planning



    Estate Analysis



    Conservation



    Liquidity



    Life Insurance Trusts



    Charitable Bequests and Family Gifting 






    Cambridge Financial Center is dedicated to the highest ethical standards and has been providing comprehensive financial services to our clients. We help our clients attain their goals of financial security and independence by focusing on building long-term relationships founded on mutual trust and respect, that result in success and growth for the client and Cambridge Financial Center.



    Cambridge Financial Center producers are highly motivated individuals who market a wide- range of investment and insurance products specifically for small business owners, professionals, affluent individuals, and families in need of financial planning* assistance. Our associates include specialists in Estate Planning, Business Planning, Pension and 401(k) Plans, along with Investment Planning*. Our in-house staff provides expert service and support.



    Cambridge Financial Center is an agency of
    The Penn Mutual Life Insurance Company. Penn Mutual provides life insurance and annuity products to individuals through a national network of professional agents and financial specialists. Founded in 1847, Penn Mutual has headquarters in the Philadelphia area and is one of the nation's oldest mutual life insurers.



    Some of our advisors are registered with broker/dealer
    Hornor, Townsend & Kent, Inc. (HTK), a wholly owned subsidiary of the Penn Mutual Life. They provide a wide range of financial products and services to our associates.*

     

    Penn Mutual specializes in services to help you plan for your future, through a full range of financial services that can help you grow and protect your assets, helping you to create security for you, your heirs and your business.



    We meet with each new client to review their current financial situation, carefully assessing the client's assets, liabilities, pension/benefit plans and liquidity needs. In addition, we discuss short-and long-term goals and objectives.



    The client's financial information is evaluated to determine which solutions effectively meet the client's needs. Each plan is tailored specifically to the needs and goals of that client. Once the client implements their financial plan*, we review it annually to be sure it still is meeting the client's needs. This review is important in helping us be sure the client's financial plan is keeping pace with their changing needs, the economic environment, and current tax legislation.




    Penn Mutual offers whole life, term life, universal life, and variable universal life products. The products range from a fixed premium, guaranteed cash-value policy to variable universal life productsAll Guarantees are based upon the claims-paying ability of the issuer.



    You can also choose from a choice of immediate and deferred, qualified and non-qualified, and fixed and variable annuities.